SIP investments help average out market volatility over time·ELSS funds offer tax savings up to ₹1.5L under Section 80C·Start early — the power of compounding grows exponentially·Diversify your portfolio across equity, debt, and hybrid funds·Review your investment portfolio at least once every 6 months·Emergency fund tip: Keep 6–12 months of expenses in liquid funds·AMFI Registered Distributor — ARN-179226·SIP investments help average out market volatility over time·ELSS funds offer tax savings up to ₹1.5L under Section 80C·Start early — the power of compounding grows exponentially·Diversify your portfolio across equity, debt, and hybrid funds·Review your investment portfolio at least once every 6 months·Emergency fund tip: Keep 6–12 months of expenses in liquid funds·AMFI Registered Distributor — ARN-179226·
Financial Calculators

Goal Planning
Calculator

Plan your financial goals — retirement, education, home purchase, or any custom target. Find out how much to invest monthly.

₹1L₹10Cr
₹0₹5Cr
%
1%30%
Yr
1 Yr40 Yr
Goal: Retirement
Total Investment
Growth

Monthly SIP Needed

₹4,485

per month

Target Amount

₹50,00,000

Current Savings Growth

₹27,36,783

Gap to Fill via SIP

₹22,63,217

Total SIP Investment

₹8,07,300

Smart Planning

Why Goal-Based Investing Works

Goal-based investing gives your money a purpose. Instead of investing randomly, you align your investments with specific life goals — retirement, your child's education, buying a home, or any other milestone.

This approach helps you determine exactly how much to save each month, making your financial journey structured and measurable. It also accounts for your existing savings and their potential growth.

The calculator works backwards from your target: it takes your goal amount, subtracts the future value of your current savings, and then determines the monthly SIP needed to bridge the remaining gap through systematic investing.

Start Working Towards Your Goal

Don't let your dreams stay dreams. Set up a goal-based SIP today and take the first step towards financial freedom.

Mutual fund investments are subject to market risks. The calculator provides estimated returns for illustration purposes only. Past performance does not guarantee future results.

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