Frequently Asked
Questions

Infiniti Financial Services (IFS) is an AMFI-registered Mutual Fund Distributor (ARN-179226) dedicated to helping individuals and families build long-term wealth. We provide personalised investment guidance, mutual fund distribution, tax planning, and a range of financial services designed to simplify your financial journey.

Our office is located at Wrkpod, 76-77, Nava India Rd, KR Puram, Avarampalayam, Coimbatore, Tamil Nadu 641006. You are welcome to visit us during business hours or schedule an appointment in advance for a personalised consultation.

Getting started is simple. Book a free appointment with us to discuss your financial goals. Once we understand your needs, we will help you sign up on the AssetPlus platform, complete your KYC, and begin investing in a portfolio tailored to your objectives.

Your initial consultation is completely free. We believe in understanding your financial situation first before making any recommendations. Our revenue comes primarily through trail commissions from the mutual fund houses (AMCs) on the investments we facilitate, so there is no direct fee charged to you for our advisory services.

A mutual fund is a professionally managed investment vehicle that pools money from many investors to purchase a diversified portfolio of stocks, bonds, or other securities. This allows you to access a wide range of investments with relatively small amounts, benefit from professional fund management, and enjoy diversification that reduces risk compared to investing in individual securities.

A Systematic Investment Plan (SIP) allows you to invest a fixed amount in a mutual fund at regular intervals — typically monthly. SIPs instil financial discipline, harness the power of compounding, and take advantage of rupee cost averaging, which means you buy more units when prices are low and fewer when prices are high. You can start a SIP with as little as ₹500 per month.

We facilitate mutual fund investments through the AssetPlus platform. After your initial consultation, we guide you through the sign-up and KYC process on AssetPlus. Once your account is active, you can start investing in mutual funds that align with your goals — all with our ongoing guidance and support.

As an AMFI-registered distributor, we offer access to the full spectrum of mutual fund products across all major Asset Management Companies (AMCs). This includes equity funds, debt funds, hybrid/balanced funds, index funds, ELSS (tax-saving) funds, liquid funds, and more. We help you choose the right mix based on your risk appetite, investment horizon, and financial goals.

For open-ended mutual funds, yes — you can redeem your investment at any time without penalties (though exit loads may apply if redeemed within a specified period, typically 1 year for equity funds). However, ELSS (tax-saving) funds have a mandatory lock-in period of 3 years. We will always advise you on the liquidity aspects of each fund before you invest.

To complete your Know Your Customer (KYC) verification, you will need your PAN card, Aadhaar card, a recent passport-sized photograph, and your bank account details (including a cancelled cheque or bank statement). The entire process can be done digitally through the AssetPlus platform with our assistance.

The KYC verification process is typically completed within 1 to 2 business days once all the required documents are submitted. In many cases, if you opt for digital KYC (eKYC), the verification can be completed almost instantly.

Absolutely. Your investments are held directly with the respective Asset Management Companies (AMCs) and registered in your name — not ours. As a distributor, we facilitate the transaction but never hold your money or units. All AMCs are regulated by SEBI, and your investments are protected under the regulatory framework. You can track and manage your portfolio independently at any time.

Equity Linked Savings Schemes (ELSS) are mutual funds that qualify for tax deductions under Section 80C of the Income Tax Act. You can claim deductions of up to ₹1.5 lakh per financial year by investing in ELSS funds. They come with a 3-year lock-in period — the shortest among all Section 80C instruments — and also offer the potential for equity-linked market returns.

Yes, we offer comprehensive Income Tax Return (ITR) filing services. Our team can help you with tax computation, identifying eligible deductions, filing your return accurately and on time, and ensuring full compliance with income tax regulations. This service is available to all our clients as part of our broader financial services offering.

SEBI (Securities and Exchange Board of India) is the regulatory authority that oversees the securities market in India, including mutual funds. It establishes rules to protect investor interests and ensure market transparency. AMFI (Association of Mutual Funds in India) is the industry body of all SEBI-registered mutual funds. AMFI sets ethical and professional standards for mutual fund distributors and maintains a registration framework (ARN) for distributors like us, ensuring you work with verified and compliant professionals.